When Should You Be Using Two-Factor Authentication

One of the most significant developments in online security in recent years is the use of two-factor authentication. Typically, this involves someone receiving a code to enter via email or text when they want to access one of their accounts even after entering their username and password. As the name implies, this technology provides a second method of confirming one’s identity and credentials.

Without question, two-factor authentication is a step forward for technology and cybersecurity. However, it can sometimes be a minor inconvenience that slows things down. Therefore, it’s good to differentiate when two-factor authentication is necessary and when it can be considered optional, even though it’s always a good idea. Here are some examples of when you should absolutely be using two-factor authentication to access your accounts.

Online Banking/E-Wallets

If your money is being managed or you’re conducting financial transactions, two-factor authentication should be the standard. No matter how much or how little banking you do online, those accounts need to be protected as much as possible. The same applies to any e-wallets you use or any cryptocurrency platforms where you have accounts. The bottom line is that if your money is involved in any way, you need two-factor authentication.

Online Retail

Most online shoppers want a quick and seamless process. But security should also be a concern when buying items online. Keep in mind that your credit card information is usually stored with various retailers, especially if you’re a frequent customer. That means if someone gains access to your password, they can make purchases using your saved payment details. Therefore, you need two-factor authentication to protect yourself from fraud at online retail sites.

Cloud Storage

Along with your finances, any account that might contain sensitive personal information should also be protected with two-factor authentication. This includes cloud storage services that will have personal data, as well as personal photos or documents. You may not think anyone else would be interested in those things, but you never know and you never want to take any chances. That’s why two-factor authentication should be thought of as mandatory for accessing the cloud.

Online Casino Gaming

Given the rapid growth of online casino platforms, they need to be mentioned among the sites that need two-factor authentication. After all, most people are storing funds in these accounts and placing bets that put some of that money at risk. Needless to say, you don’t want anyone else conducting transactions or placing bets.

This applies to American casino sites, online casinos UK, or similar platforms anywhere in the world. Even though online casinos take cybersecurity seriously, two-factor authentication is key to adding another layer of security.

Government Websites

If you use government sites regularly for any purpose, there is a lot of personal information stored. It may not necessarily be financial information, but your name, address, and other identifying information will be there. Surely, you don’t want nefarious characters getting a hold of that, which is why two-factor authentication is a good idea for conducting official government business.

Social Media

Even if you think social media is all about fun and games, you should still set up two-factor authentication for all of your social accounts. There is definitely going to be personal and sensitive information on those accounts.

 You also don’t want to risk someone getting onto your account and impersonating you by posting things you don’t want to post. That’s why an extra layer of security is a good idea for protecting all of your social media activity.

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Simone Reed

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